Complete protection for outdoor enthusiasts
The WELCOMER policy from ARDI Insurance is designed for those seeking thrills while traveling. Whether you’re heading to the mountains, going rafting, taking a jeep tour, or paragliding, this policy provides comprehensive coverage in case of unforeseen situations. Coverage includes medical assistance, evacuation, repatriation, and personal property insurance.
Basic Insurance Coverage
Basic Insurance Coverage
Welcomer
Welcomer X-treme
24/7 Medical Care
100% (no restrictions)
100% (no restrictions)
Emergency Inpatient Care
100% (no restrictions)
100% (no restrictions)
Urgent Outpatient Care
100% (1,000 )
100% (2,000 )
Urgent Outpatient Care
100% (no restrictions)
100% (no restrictions)
Emergency Medical Evacuation
100% (no restrictions)
100% (no restrictions)
Emergency Dental Care
100% (1,000 )
100% (2,000 )
* Total policy limit (basic and supplemental coverage) — 10,000
Additional Insurance Coverage
Additional Coverages
Welcomer
Welcomer X-treme
Repatriation
100% (no restrictions)
100% (no restrictions)
Legal Services
100% (no restrictions)
100% (no restrictions)
Translation Services
100% (1,000 )
100% (2,000 )
* Total policy limit (basic and supplemental coverage) — 10,000
Other Insurance Terms and Conditions
For more detailed information about the terms of the insurance policy, please refer to this file:
Daily Cost of Insurance Policies
Welcomer
(up to 65 children)
3 ₾
Welcomer
(ages 65 and older)
7 ₾
Welcomer X-treme
16 ₾
Insurance for Additional Risks
+2 ₾
Where to Go for Help
Medical Assistance 24/7 Hotline
The phone number 0322101010 is available throughout Georgia for emergency medical assistance.
Available Services
Telemedicine consultations, information about medical facilities, coordination of ambulance services, urgent outpatient or inpatient care, and information about vaccination centers.
Required Documents
You must present your insurance policy and a form of identification when seeking medical care.
Other Required Documents
Upon receipt of services, you must request Medical Form No. 100/A from the medical facility, as well as the original document confirming payment for the services (receipt).
Exclusions from Insurance Coverage
Pre-existing conditions
The insurance does not cover chronic illnesses or their exacerbations, except in urgent, life-threatening cases.
Intentional Self-Harm
Cases involving intentional harm to health are not covered (except in situations where a person’s life is being saved).
Accidents Involving Alcohol and Drugs
Injuries sustained while under the influence of alcohol or drugs are not eligible for compensation.
Professional and Extreme Sports
Expenses related to participation in professional sports competitions are excluded from coverage, with the exception of extreme sports listed in the WELCOMER X-TREME policy.
Aesthetic Medicine and Dentistry
The policy does not cover cosmetic procedures, including plastic surgery, vision correction, and infertility treatment.
Other Exclusions from Insurance Coverage
For more information about exclusions from insurance coverage, please see the insurance terms and conditions at the following link: